Saskatoon REALTOR® · eXp Realty

A Saskatoon home,
found with care.

I'm Shammi Achal — a Saskatoon REALTOR® helping families buy, sell, and invest in Saskatchewan real estate with patience, clarity, and a steady hand.

See current listings First-time buyer guide

About

Buying a home shouldn't feel like a test you didn't study for.

A home is the biggest purchase most of us will ever make — and doing it for the first time, or in a language that isn't your first, makes it harder. I explain everything in plain words, in the language you're most comfortable in, and I don't rush you. From the first showing to the final signature, I'm in your corner.

I work with first-time buyers, growing families, investors, and homeowners across Saskatoon and the surrounding communities. No pressure, no jargon — just honest advice from someone who picks up the phone.

I speak: Bengali · English · Urdu · Punjabi · Hindi

What I do

Three ways I help Saskatchewan families.

Buying

From pre-approval coffee chats to closing day handshakes — I'll walk you through every step, flag the things you don't see, and negotiate hard on your behalf.

Selling

Pricing, staging, photos, marketing reach — done properly the first time. Your home gets the attention it deserves and the offers you've earned.

Investing

Rental properties, infill builds, commercial leases — I help investors make grounded decisions about Saskatoon's evolving market.

Featured listing

Now on the market.

Kitchen at 424 Empress Street, Saskatoon

$649,900

424 Empress Street, Saskatoon — North Park

5 bed4 bath1,610 sqft2026 infillMLS® #SK050871

A brand-new infill with a legal 2-bedroom basement suite — live upstairs, let the suite help with the mortgage. Triple-pane windows, smart appliances throughout, and a 5-piece primary ensuite.

View this home See all 5 listings

Market Updates

This week: the Bank raised the rate. What does that mean for you?

Prime is now 4.70%. Variable mortgages cost more — but hikes can also mean softer prices for buyers. The plain-words breakdown, for buyers and sellers, updated every week.

Read this week's update

Estimate

Canadian mortgage calculator.

Quick estimate using Canadian semi-annual compounding. For exact figures, talk to a mortgage broker.

Home price ($) Down payment ($) Interest rate (%) Amortization (years)

Estimated monthly payment—principal + interest, before taxes & insurance

Mortgage amount—home price minus down payment

Total interest—over the full amortization

Talk to me about pre-approval · For estimate only. Actual payments vary based on lender, credit, mortgage type, CMHC insurance, and other factors. Canadian conventional mortgages compound semi-annually.

First-time buyer guide

Buying your first home in Saskatchewan?

My free guide walks you through it — how much you can borrow, down payment and closing costs, monthly payments, home types, neighbourhoods, and the steps of buying. About 10–15 minutes. Hit Submit at the end and your personal plan comes to you — and to me, so I can help.

Open the buyer guide

Get in touch